Model the buy, borrow, die strategy with your own Bitcoin stack
Bitcoin Price
▾
68.380 €
BTC Price Growth Rate Tap to draw custom curve
How it works Find the largest annual credit you can draw every year in today's purchasing power — inflation-indexed so the nominal draw grows with inflation — while the cumulative loan never exceeds your LTV cap. BTC appreciation lowers the LTV over time. You never sell; the loan settles at death.
Max LTV %
Annual Credit
11.738 €
constant purchasing power
Nominal at 2036
14.308 €
+2% / yr inflation index
Peak LTV Year
2032
LTV peaks at 50.0%, then falls
LTV at 2056
10.7%
LTV falls as BTC appreciates
LTV trajectory over 30 years
0% peak 50.0% @ 2032 10.7% @ 2056